Without a doubt, those that ride motorcycles and would like to repeal the helmet law in Michigan would disagree, but wearing it is a very small price to pay for better safety and a decrease in insurance cost for every driver in the state.
The Michigan senate has passed legislation that would repeal the requirement for riders of motorcycles to wear a helmet. It was passed along party lines, Republicans in support and the Democrats against. One Republican, a doctor, joined the Democrats. The measure now goes to the house for consideration. Governor Rick Synder said it was not a priority of his administration, but would consider it with a larger insurance reform package later this year.
It is within the rights of the community to respond when people are harmed by another individual’s action. This applies to direct and indirect harm. The helmet requirement law in Michigan for those who drive or ride a motorcycle is a reasonable response to problems caused when an individual doesn’t wear a helmet and is involved in an accident.
When motorcycle riders are involved in accidents, the number of head injury cases are much higher for those are not wearing a helmet. This means insurance costs is greater for the care of the injured. This cost gets passed along to every other individual in the state that purchases insurance – all insurance.
The insurance industry in the state are asking that the legislation die. They know it will increase their cost of doing business in the state. Since there is a benefit to individuals, the Governor should veto the bill if it passes in the house and reaches his desk.