Friday, December 2, 2011

The NRA's grand conspiracy

Wayne LaPierre, the Executive Vice President of the National Rifle Association told a CPAC gathering in Florida, “It’s all part of a massive conspiracy to deceive voters and hide his true intention to destroy the Second Amendment.”

LaPierre was talking about the Obama’s administration to take no steps to take guns away from the citizens of the United States. LaPierre thinks that Obama’s lack of action is part of a conspiracy. That his appearance of inaction is so he can say he is for gun rights, and convince voters that he is on their side.

During the last election it was feared that if elected, Obama would move to take guns from the “cold, dead hands” of true Americans, as the gun lobby followers like to say. When he took office, gun sales skyrocketed. People wanted to stock up so they would be weaponized when the black booted goons made guns illegal.

But, since the election, absolutely nothing has happen. Obama has not requested any legislation about outlawing guns. He has not given any policy speeches on how guns have made this society the most violent in history. After the slaughter in Tucson by Jared Lee Loughner, that killed 6 people and wounded another 14 including Representative Gabrielle Giffords, a perfect time to call for more gun control, nothing happen.

And, yet, LaPierre seems to think this is Obama’s grand conspiracy to remove guns from the homes of good, upstanding citizens.

LaPierre and the likes of him need a boogieman to stay alive. He needs to stir up some hate for the liberal press, the far left commie in the White House or whoever else LaPierre can point a finger at. Even if the people LaPierre points fingers at are people in position of power that have done nothing to endanger his beloved right to own guns.

We do have a right, of some kind, to bear arms. I do believe that those that signed the Constitution wanted to make sure that we could keep guns in our homes for our safety, for hunting and so that we may respond to a call to arms by our states in times of need. But, it can’t be argued that by guaranteeing the right to bear arms in the Constitution, the signers ever intended to stop congress from enacting any reasonable law about gun safety.

LaPierre would have you believing otherwise. He believes that any law that curtails the ownership or use of guns is unconstitutional. But, who would argue that crazy people, like Loughner, should be able to walk around with a gun strapped to their waist. Obama, instead of moving to place more control on people like him, has done nothing.

LaPierre, where is the grand conspiracy?


Wednesday, November 30, 2011

One way to solve the illegal immigration problem

Grigg Box Company in Detroit was raided by United States Immigration and Customs Enforcement’s Homeland Security Investigations a few days ago. After a long investigation by HSI, it was determined that the company had a possible 30 or more undocumented workers employed. The owner of the company will soon be charged in court with the crime.

Brian M. Moskowitz, HIS special agent in charge, said when questioned about the raid, "Employers who evade the law not only fuel the demand that is responsible for much of the country's illegal immigration, but their actions also hurt lawful workers who are seeking jobs in this challenging economy.” Moskowitz continues, "Criminal prosecutions are just one of many tools HSI is using to reduce the demand for illegal employment and protect job opportunities for the nation's lawful workforce."

In the Responsible Community’s blog post, “End illegal immigration in five steps” the second point of five to end illegal immigration was:

2) Enforce the law about employing the undocumented worker. This must be done on the national level, not the local or state level. Unless every employer understands very clearly what they need to do to make sure their work force is legal, they will make mistakes at the very least and ignore on the most flagrant level.

Employers, small and large, must also believe that I.C.E. (Immigration and Custom Enforcement) could arrive at any moment for an employee audit. Employers must be obligated to document that each employee is legally employable in this country. If they can’t, they must pay a fine that is far greater than the risk of being caught.

We can’t fence off the world. No fence can be built high enough to stop those that are driven to find a way over, around or under. What we need to do is stop the incentive illegal immigrants have for finding their way here. If they knew they would not find work, it would stop one of the biggest reasons they come. (Another is freedom, and who could blame them for that.)

While we talk about ending illegal immigration, we always point fingers at other countries and the individuals that find their way here. But, rarely have we looked at ourselves. If we continue to blame others for our problems, we will never solve the problem.

Continue with these raids at an accelerated rate.


Tuesday, November 29, 2011

End banks that are too big to fail

Jon Huntsman, one of the many Republican presidential candidates, wants to put an end to banks that are too big to fail. His plan would not allow banks to grow beyond a predetermined percent of the economy. The real solution would be to keep banks in the community and service their own mortgages, loans and investments.

Communities operate best when the stakeholders have reasonable control over the events and issues that affect their personal and community lives. The institutions in the community that assists its citizens need to be small and local so that they can be responsive to the needs of the community. When they become too large, the interest of the institution is not tied to the community.

National and international banks are the biggest offenders. Their interests are not aligned with the interest of individual communities and the needs of its citizens. Decisions by the owners of the large banks are not made on a community by community basis. They are made in support of the corporation. Rather than provide the services that individual communities need, they force communities to confirm to their standards.

One of the issues this affects is mortgages. The amount of mortgages a bank can provide is limited. In order to be covered by the FDIC, a bank must maintain a set amount of its demand deposits on hand. If a bank wants to provide more mortgages than is allowed under law, some of its mortgages must be sold off, usually to Wall Street. This allows the banks to go well beyond their limits on lending money. They can make more profit, which is good for the bank, but not always what is best for the community.

When mortgages are serviced by the bank in the community, it is much easier for someone to approach the bank to discuss issues. Those that own and manage the bank are in their offices every day and are approachable. They care because the failure of a single mortgage means a loss to the bank and its standing in the community will be affected. If the mortgage has been sold off to Wall Street, the local bank has no say in the management of the mortgage. Also, the profit the bank makes from the loan has already been realized.

As a secondary benefit, less risky mortgages will not be made. If the bank knows that they will be servicing the mortgage, it will not want to have the expense of collecting the money. If risky mortgages are quickly packaged and sold off, the bank will be more willing to make those risky loans, knowing they won’t have to service it.

Both issues mentioned in the preceding two paragraphs caused a lot of problems over the last few years. One of the problems that mortgage owners have experienced is that the bank that services the loan would not work with them on finding solutions to avoid default. Personnel at the banks could not be contacted, would not return inquiries and generally were unresponsive to the needs of the homeowners. Also, without question, some of the mortgages should not have been made. Those risky loans were one of the reasons for the near collapse of the mortgage business.

Banks need to be community oriented and service the mortgages they provide. This insures that they will be more responsive to the community. When there is continuing personal contact between all the parties in any business relationship, the outcome is much more likely to be positive.

Note: Thank you to my daughter Lauren Hagerman for her insightful and supportive assistance for this blog post.